--- title: Can I take money from my ROTH IRA? description: Yes, you can take money from your Roth IRA. But there are some requirements and things to watch out for. 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By [Chase](https://media.insognacpa.com/blog/author/chase) Dec 6, 2019 12:49:00 AM 1 Minute Read ###### A: Yes, a qualified distribution that occurs at least 5 years after the year you made the ROTH contribution, you an take money out for either: 1. You’re over the age of 59 ½, 2. Distribution is related to your disability (defined in I.R.C. § 72) 3. Money is paid to a beneficiary or estate on or after your death, or 4. Taken for a qualified special purpose, including for a first-time homebuyer expense up to $10,000 A. You can qualify as a first-time homebuyer even if you’ve owned a home in the past. As far as the Internal Revenue Service (IRS) is concerned, you’re a first-time homebuyer if, “you had no present interest in a main home during the 2-year period ending on the date of acquisition of the home which the distribution is being used to buy, build, or rebuild. 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